Relationship Program

It’s your money. Make it work for you!Membership

At Fort Financial Credit Union, we pride ourselves on building longstanding relationships with our members. With our relationship level program, you can receive special incentives and discounts just for maintaining minimum balances and active accounts.

The chart on this page outlines each relationship level. You can find more information in the Relationship Level Program FAQ. If you have any additional questions, please contact us. We’ll be happy to discuss your relationship with us, including how to take advantage of these incentives.

Student Basic Classic Premier
REQUIREMENTS
Member under the age of 24 Member over the age of 24
and
Does not meet the Classic or Premier criteria
Minimum balance of $500
or
Open FFCU loan
or
Active FFCU credit card
Minimum deposit balances of $10,000
or
Minimum loan balances of $10,000
and
Must have an active FFCU Checking account
and
Must have a direct deposit of at least $250 within the last 30 days
LOAN DISCOUNT
 NONE NONE NONE -0.25% APR*
CD BONUS
 NONE NONE NONE 0.25% APY**
MORTGAGE CLOSING DISCOUNT
NONE NONE $100.00 $250.00
PAPER STATEMENT FEE (WAIVED WITH ESTATEMENTS)¹
$2.00/statement $2.00/statement $1.00/statement FREE
RELATIONSHIP FEE
FREE  $2.00/month FREE FREE
COIN PROCESSING
FREE  10% FREE FREE
CHECK CASHING FEE²
FREE $3.00/item FREE FREE
 CASHIER’S CHECKS
$5.00 $5.00 $3.00 FREE
SAFE DEPOSIT BOX RENTAL DISCOUNT³
NONE NONE NONE 50%

¹Paper statement waived for members 65 years or older or less than 18 years old.
²Check cashing fee is assessed for directly cashing a check without a compensating balance in an existing account at FFCU.
³Safe deposit box rental is available only at our Corporate office in Fort Wayne, Indiana.
*Annual Percentage Rate
**Annual Percentage Yield

NOTES:

  • HSA and business accounts excluded from relationship fee.
  • All deposit accounts and loans within the individual’s membership are counted toward their qualifying level, plus any loan where the individual is a co-borrower.
  • Loans must be in good standing (no more than 10 days past due) in order to be counted as a valid qualification.
  • The relationship level will be assigned to the member on the last day of the month.
  • Loan discount excludes mortgages, credit cards, or lines of credit.