Products

Visa® Credit Cards

A Visa® credit card from Fort Financial Credit Union provides great benefits that you’ve always wanted in a credit card.

• Introductory 0% APR interest rate for purchases and balance transfers.*
• 3% balance transfer fee
• No annual fees
• Access your account online to view transactions, pay bills and access eStatements.
• Pick your card design
• Select from two card types to fit your lifestyle.
  • Visa® Platinum features lower interest rates.
  • Visa® Rewards gives you one point for every dollar of purchases and 5,000 points after your first purchase.

Credit Card Benefits	Platinum	Rewards
Low Interest Rates	√	√
No Annual Fee	√	√
3% Balance Transfer Fee	√	√
Low International Transaction Fee	√	√
Instant Approval (Subject to credit score/history)	√	√
Make a Payment at any FFCU Branch	√	√
eStatements (online)	√	√
Verified by Visa® Protection	√	√
Travel Accident & Baggage Delay Insurance	√	√
Auto Rental Collision & Theft Coverage	√	√
Emergency Card Replacement Service	√	√
Choice of Card Design	√	√
Merchandise Return Protection		√
Rewards Program – Earn one point for every dollar of purchases		√
Roadside Dispatch		√
Travel & Emergency Assistance Services		√
Trip Cancellation/Trip Interruption Insurance		√
BONUS: 5000 reward points after 1st purchase		√

Review the Visa® Platinum card disclosures and Visa® Signature card disclosures for details on each card’s benefits.

Visa® Home Equity Credit Card

As companion to the Fort Financial Home Equity Line of Credit, we offer Platinum Visa® Credit Cards so you receive all the benefits and security of a traditional credit card while using the equity in your home.**

• Perfect for home improvements, dream vacations or college education
• Interest-only payments
• Zero-liability fraud protection
• Tax deductible interest**
• No closing costs
• No minimum advance amount

Visa® Debit Card

There is no easier way to shop than with a Fort Financial Visa® debit card. You’ll get all the protection of a Visa® card while conveniently using your own money to shop. Visa® debit card is accepted worldwide.

Access your money from thousands of ATMs all over the world through Alliance One Network.

Report a Lost or Stolen Debit or Credit Card

Debit/ATM Card: (888) 908-7831          I          Credit Card: (800) 449-7728

*0% Annual Percentage Rate (APR) applies to balance transfers and purchases within 12 months of opening the card. Refer to Credit Card Rates for additional rate information after the introductory period.
**The total amount of lendable equity is the difference between your property value and any outstanding first mortgage balance. This offer is for a new home equity account only and must be secured by a mortgage in at least second position. Offer subject to approval of credit and application. See your tax advisor concerning tax deductible interest. This is a variable rate product. The annual percentage rate is indexed and adjusted monthly off of prime rate plus zero with a floor of 5.99% APR. A rate cap of 18% APR applies. Penalty pricing: If account falls (3) cycles delinquent, the 5.99% introductory APR will be terminated and the account will remain at the most current prime rate. Minimum loan amount = $5,000. Maximum loan amount = $200,000. Minimum opening advance= $0. Pre-penalty fees apply. Draw period is 10 years. See a Fort Financial Credit Union representative for complete details.