Products

Apply for a Visa® credit card through Fort Financial Credit Union and enjoy great rates, quick loan decisions and a wide variety of card benefits.

Visa® Credit Card Access

Access your credit card accounts to monitor your credit card activity.

Fort Financial Credit Card Access

Visa® Credit Cards

A Visa® credit card from Fort Financial Credit Union provides great benefits that you’ve always wanted in a credit card.

• Low introductory interest rate of 3.90% Annual Percentage Rate (APR) for purchases and balance transfers.*
• No balance transfer fees
• No annual fees
• Access your credit card account online to view your transactions, pay your bills and access your e-statements.
• Pick your card design and one of two card types to fit your lifestyle.
  • Visa® Platinum features lower interest rates.
  • Visa® Rewards gives you one point for every dollar of purchases.

Fort Financial Credit Union Credit Card Benefits	Visa® PLATINUM Card	Visa® REWARDS Card
Low Interest Rates	√	√
No Annual Fee	√	√
No Balance Transfer Fee	√	√
Low International Transaction Fee	√	√
Instant Approval (Subject to credit score/history)	√	√
Make a Payment at any FFCU Branch	√	√
eStatements (online)	√	√
Verified by Visa® Protection	√	√
Travel Accident & Baggage Delay Insurance	√	√
Auto Rental Collision & Theft Coverage	√	√
Emergency Card Replacement Service	√	√
Choice of Card Design	√	√
Merchandise Return Protection		√
Rewards Program – Earn one point for every dollar of purchases		√
Roadside Dispatch		√
Travel & Emergency Assistance Services		√
Trip Cancellation/Trip Interruption Insurance		√
BONUS: 5000 reward points after 1st purchase		√

Visa® Home Equity Credit Card

As companion to the Fort Financial Home Equity Line of Credit, we offer Platinum Visa® Credit Cards so you receive all the benefits and security of a traditional credit card while using the equity in your home.**

• Perfect for home improvements, dream vacations or college education
• Interest-only payments
• Zero-liability fraud protection
• Tax deductible interest**
• No closing costs
• No minimum advance amount

Visa® Debit Card

There is no easier way to shop than with an Fort Financial Visa® debit card. You’ll get all the protection of a Visa® card while conveniently using your own money to shop. Visa® debit card is accepted worldwide.

Access your money from thousands of ATMs all over the world through Alliance One Network and make purchases anywhere Visa® is accepted with no check writing hassles!

Report a Lost or Stolen Debit or Credit Card

Debit/ATM Card: (888) 908-7831

Visa® Credit Card: (800) 449-7728

EMV Card Questions

For questions about how EMV credit and debit cards work, check out our EMV Card Frequently Asked Questions.

Verified by Visa®

Verified by Visa puts you in control when shopping online: only you can approve purchases using your private password. Learn more about Verified by Visa.

*3.90% APR applies to balance transfers within 12 months of opening the card and purchases within six months of opening the card. Refer to Credit Card Rates for additional rate information.

**The total amount of lendable equity is the difference between your property value and any outstanding first mortgage balance. This offer is for a new home equity account only and must be secured by a mortgage in at least second position. Offer subject to approval of credit and application. See your tax advisor concerning tax deductible interest. This is a variable rate product. The annual percentage rate is indexed and adjusted monthly off of prime rate plus zero with a floor of 5.99% APR. A rate cap of 18% APR applies. Penalty pricing: If account falls (3) cycles delinquent, the 5.99% introductory APR will be terminated and the account will remain at the most current prime rate. Minimum loan amount = $10,000. Maximum loan amount = $200,000. Minimum opening advance= $0. Pre-penalty fees apply. Draw period is 10 years. See a Fort Financial Credit Union representative for complete details.