Interest Checking

Interest Checking gives you access to your funds at any time and features the opportunity to earn dividends on your hard-earned money, as well as several complimentary services.

Benefits

Earns you money with dividends earned daily and paid out monthly.

Saves you time with account access through ATM/Debit Card, PAL (Phone Access Line), Online Banking and Mobile Banking.

Gives you convenience with debit card, e-services, and free checks with net direct deposit.

Offers you peace of mind with overdraft protection options.

Minimum opening balance $25
Minimum balance $500 to earn interest
Dividends Check Truth-in-Savings Rate and Fee Disclosure for current rates. Dividends are calculated daily and credited monthly.
Check writing fee $0
Monthly service charge $5 if balance falls below $5,000 at any time in the month. First month’s fee is waived. See Relationship Program for additional fees.
Overdraft protection $3 per transfer
Courtesy Pay fee $33 per transaction. Courtesy Pay will pay up to $400 of account negative balance.
Non-Sufficient Funds (NSF) fee $33 per transaction
Transactions Transactions can be made in person, through ATM/debit card, direct deposit, PAL, Bill Pay, Online Banking, Mobile Banking or Share Branch Network.
Statements Monthly or quarterly statements/eStatements, depending on your account activity.