Interest Checking gives you access to your funds at any time and features the opportunity to earn dividends on your hard-earned money, as well as several complimentary services.
Earns you money with dividends earned daily and paid out monthly.
Saves you time with account access through ATM/Debit Card, PAL (Phone Access Line), Online Banking and Mobile Banking.
Gives you convenience with debit card, e-services, and free checks with net direct deposit.
Offers you peace of mind with overdraft protection options.
|Minimum opening balance||$25|
|Minimum balance||$500 to earn interest|
|Dividends||Check Truth-in-Savings Rate and Fee Disclosure for current rates. Dividends are calculated daily and credited monthly.|
|Check writing fee||$0|
|Monthly service charge||$5 if balance falls below $5,000 at any time in the month. First month’s fee is waived. See Relationship Program for additional fees.|
|Overdraft protection||$3 per transfer|
|Courtesy Pay fee||$33 per transaction. Courtesy Pay will pay up to $400 of account negative balance.|
|Non-Sufficient Funds (NSF) fee||$33 per transaction|
|Transactions||Transactions can be made in person, through ATM/debit card, direct deposit, PAL, Bill Pay, Online Banking, Mobile Banking or Share Branch Network.|
|Statements||Monthly or quarterly statements/eStatements, depending on your account activity.|