Health Savings Account (HSA)

hsawebHealth Savings Account Checking is designed to help you save for medical expenses by maintaining an account separate from your Regular Share savings account.

Plans are governed by the IRS. Health Savings Accounts include Individual and Family Plans. Both Individual and Family Plans have limits.


Saves you money by providing significant Tax Benefits:

  • Contributions are tax deductible
  • Earnings are tax-deferred
  • If used for qualified medical expenses, HSA assets are tax free.
  • HSA Debit Card provides convenient access to HSA funds.


Minimum opening deposit $1
Minimum balance to earn dividends (dividends paid on lowest balance) $0-4,999
$5000 – 9,999
$10,000 and up
Health savings debit card fee (every 2 years) $15
Monthly service fee None
Dividends Check out our current rates. Dividends are calculated daily and credited monthly.
Account access You may access your account in person, through direct deposit, payroll deduction, ATM card, PAL, Online Banking, Mobile Banking, or Share Branch Network.
Statements Either monthly or quarterly statements/eStatements, depending on your account activity