A Home Equity Line of Credit (HELOC) is a loan based on the equity of your home. This type of loan is ideal for remodeling your home, consolidating debt, financing college education or funding your dream vacation.
Saves you money with competitive rates.
Saves you time with easy access using a VISA credit card.
Saves you money with the possibility of a tax deduction. (Consult tax advisor.)
Offers you peace of mind with debt protection options.
- Interest-only payments
- VISA® credit card
- Convenience Checks – Free balance transfers
|Loan maximum||Up to 90% of appraised value|
|Terms||Up to 180 months|
|Prepayment penalties||$300 if closed within a two-year period|
|Rates||Check out our current rates. Based on prime interest rate.|
|Appraisal||May be required|
|Application options||Applications may be made by phone or in person.|
|Payment options||Payments can be made by mail, in person at any branch or with online bill pay or mobile banking.|