Home Equity Line of Credit

helocwebHome Equity Line of Credit (HELOC) is a loan based on the equity of your home. This type of loan is ideal for remodeling your home, consolidating debt, financing college education or funding your dream vacation.

Benefits

Saves you money with competitive rates.

Saves you time with easy access using a VISA credit card.

Saves you money with the possibility of a tax deduction. (Consult tax advisor.)

Offers you peace of mind with debt protection options.

Additional Features

  • Interest-only payments
  • VISA® credit card
  • Convenience Checks – Free balance transfers
Loan minimum $5,000
Loan maximum Up to 90% of appraised value
Terms Up to 180 months
Prepayment penalties $300 if closed within a two-year period
Rates Check out our current rates. Based on prime interest rate.
Appraisal May be required
Application options Applications may be made online, by phone or in person.
Payment options Payments can be made by mail, in person at any branch or with online Bill Pay.