Home Equity Loans and Lines of Credit

home improvement samplesAs the owner of a home with equity, a Home Equity Loan or Line of Credit may be ideal to help you fund major purchases, consolidate debt or finance a college education.

Home Equity Loan
Home Equity Line of Credit
Perfect for When you need access to funds for a large expense, such as funding a major purchase or consolidating debt When you need to remodel your home, consolidate debt or finance a college education
Loan minimum $5,000 $5,000
Loan maximum Up to 90% of appraised value Up to 90% of appraised value
Terms Up to 180 months Up to 180 months
Pre-payment penalty None $300 if closed within a two-year period
Appraisal May be required May be required

Check our Home Equity Rates and Fee Schedule for current rates and applicable fees.