CDs and IRAs

old man sitting outside

Choose from a variety of Certificate of Deposit (CD) and Individual Retirement Account (IRA) options for your long-term savings plans.

Certificates of Deposits
Traditional IRA Share Accounts
Traditional IRA Certificates
Roth IRA Share Accounts
Roth IRA Certificates
Perfect for Saving money for a set period of time while earning a predictable rate of return Saving for retirement where earnings grow tax-deferred until withdrawn Long-term saving for retirement where earnings grow tax-deferred until withdrawn Saving for retirement where contributions are not tax-deductible Long-tern saving for retirement where contributions are not tax-deductible
Minimum opening balance $500 $1 $500 $1 $500
Terms 3 to 60 months None 12 to 60 months None 12 to 60 months
Deposits Not permitted expect at maturity Yes Yes Yes Yes
Withdrawals A penalty will be incurred if principle is withdrawn before the maturity date. Yes Yes Yes Yes
Notes Contributions may be tax deductible. Consult a tax advisor. Contributions may be tax deductible. Consult a tax advisor. Regular contributions can be withdrawn tax-free at any time.

Check our Certificate Rates, Savings Rates and Fee Schedule for current rates and applicable fees. Dividends are calculated daily and credited monthly.