Fee Schedule

(Fees effective March 1, 2017. Subject to change without notice.)

Account Fees
Relationship fee See Relationship Program for applicable fees
Courtesy Pay fee:
(NSF check paid)
$33 per item
Collection fee: $30*
Stop payment order: $33 per request
Share draft printing fee: Prices vary
Copy of cancelled check fee: $5 per item
Overdraft protection transfer: $3 per transfer
Other Service Fees
Account reconciliation fee: $15 per hour
Statement/Account history copy fee: $3 per month
Return check fee: $33 per item
Wire transfer (incoming) fee: $3 per transfer
Wire transfer (outgoing) fee: $25 per transfer
Wire transfer (international) fee: $65 per transfer
Garnishment/Tax levies $25
ACH origination $4
Subsequent action/Loan modification $20
Certified/Teller check fee: $5 each
Inactive account fee: (after 1.5 years of no activity) $5 per month
Copy VISA sales draft fee: $5 per item
Loan late payment fee: $25
VISA late payment fee: $25
Locator fee: $5 per mailing
Non-member check cashing fee: $5
Annual dividend & interest look-up fee: $2 per request
Fax fee (domestic): $5 per minute plus $1 per page after five pages
Merchant payment convenience: $10 each
Cashier’s check: $5 each
Money order: $2 each (maximum of $1,000)
IDSafeChoice: $.95 per month
Interest Checking fee: If your balance falls below $5,000 at any time during the month, you will be charged $5.
ATM Fees
Transaction fee from a FFCU-owned ATM: FREE
Transaction fee from a non-FFCU owned ATM: $1 after 5**
NSF: $33
Replacement card: $10
HSA debit card $15 for initial card, then every two years
Sales draft copy (Visa debit card only): $5
Safe Deposit Box Fees (Available at Corporate Office Only) Annual Rental
Size: 3×5
3×10
5×10
10×10
$15 yearly
$30 yearly
$40 yearly
$60 yearly
Drilling of box fee: minimum $155 (subject to locksmith’s fee)
Duplicate key fee: $15
Early termination fee: $5
Delinquent rental charge fee: $25

Business Account Fees

OneChoice Business Checking

First 75 items deposited or presented for payment: FREE
Per item processed after 75 items: $.15 per item
Overdraft transfer fee: $3 per transfer

Savings:

First 75 items deposited or presented for payment: FREE
Per item processed after 75 items: $.15 per item
Debit card/Point of sale transactions: FREE

*If closed and sent to Collections for balance due

**Fort Financial Credit Union members are given (5) FREE PIN-based debit or ATM transactions per month. After the fifth transaction, there is a $1 charge per transaction. Transactions include: ATM withdrawals, balance inquiries & purchases made with your debit card authorized by using your PIN. Escape all transaction fees associated with your debit card purchases by selecting “CREDIT.” Fort Financial Credit Union-owned ATMs are always free.

Subject to change without notice. The above fee schedule is simply an overview of member account fees. Please refer to current TIS disclosure for more specific disclosure information regarding your account. Subject to change without notice.