Loan Rates

(Rates effective April 17, 2017. Subject to change without notice.)

TERM FIXED APR* AS LOW AS³

(Premier)
FIXED APR* AS LOW AS

(Student, Basic & Classic)
Auto Loans – New or Used Auto 2018-2016
24 – 66 months ($5k min)  2.49%  2.74%
67 – 72 months ($15k min)  3.24%  3.49%
73 – 84 months ($20k min)  4.24%  4.49%
Auto Loans – Used Auto 2015-2013
 24 – 66 months ($5k min)¹  3.24%  3.49%
 67 – 72 months ($15k min)  3.74%  3.99%
 Auto Loans – Used Auto 2012-2009
 24 – 60 months ($5k min)¹  3.74%  3.99%
 Auto Loans – Used Auto 2008-2007
 24 – 48 months ($2.5k min)¹  4.74%  4.99%
 Signature Loan**¹
 $1,500 – $2,400 (24 months max)  10.74%  10.99%
 $2,401 – $4,000 (36 months max)  10.24%  10.49%
 $4,001+ (48 months max)  9.74%  9.99%
 Share Secured Loan**
 2% over share or certificate rate, minimum of $1,000²
 Open End Line of Credit
 $500 – $8,000  11.65%  11.90%
TERM  APR*

(Premier)³
APR*

(Student, Basic & Classic)
 Truck Camper, Tent Trailer, Tractor
 12 – 48 months ($2.5k min)  3.74%  3.99%
 49 – 60 months ($20k min)¹  4.74%  4.99%
 Motorcycle, ATV, Jet Ski
 12 – 48 months ($2.5k min)  3.74%  3.99%
 Motor Home, Travel Trailers, Boats
 12 – 72 months ($2.5k min)¹  3.74%  3.99%
 73 – 144 months** ($25k min)  5.74%  5.99%
 Mobile Homes (75% of list)
 12 – 72 months ($5k min)¹  14.74%  14.99%
 73 – 144 months ($25k min)¹  16.74%  14.99%

*APR = Annual Percentage Rate

The annual percentage rates (APR) listed are our best rates. Your rate may vary depending on your credit score. Please contact a loan officer for information concerning specialty-type autos or extended terms.

**$25 application fee for Signature Loans and Shared Secured Loans

¹Max. LTV = maximum loan to sales value of vehicle as determined by the credit union.

²Share Secured loans are paid at a rate of 2% above the Share Product used. For example, if you are using a 48 month certificate that has an interest rate of 6.25% to secure your loan, then your interest rate will be 8.25%.

³Premier rates reflect -0.25% APR discount.

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